A loan helped to buy dairy cows in order to increase the volume of milk sales.

Zamirgul's story

This wonderful woman Zamirgul is 54 years old, married and all her children are adults. She has a secondary education. By nature, she is kind-hearted and friendly.

As the main income for her family, Zamirgul has been engaged in animal husbandry and crop farming since 1989. Thanks to her hard work and with her husband’s help, today her farm has 4 cows and 1.75 hectares of irrigated land where she grows organic beans.

Zamirgul has a contract with a local plant to supply organic milk for further processing into dairy products. This allows her to continuously invest in her agricultural business.

Zamirgul has found that she can get a loan from Bai Tushum Bank, secured by a contract for a future supply, within the framework of the Value-Added Chain Product. She has applied for a loan of 200,000 som (KGS) to purchase dairy cows with the aim of increasing sales of milk.

Payments for the milk from the factory will be directly transferred to Zamirgul’s bank account, and loan payments will be automatically deducted.

The income from the loan will help Zamirgul to develop her farm further.

Translator profile picture

Translated from Russian by Kiva volunteer Liubov Parsons.

This loan is special because:

It allows farmers to increase production and income in a guaranteed value chain.

Loan details

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Loan details