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San Jose Group
In this Group: Graciela, Antonia, Juliana Elisa, Marina , Brigida, Karina, Lucia, Leovina , Senobia, Aniceta , Felix , Rosa, Virginia, Claudia, Jenny, Percy, Ruth
The San José Communal Bank began with 17 members. Graciela is the president of the communal bank for the second time, and what she likes about it is the incentive to save money.

Graciela is single and has 4 children for whom she works to offer a better life. Her dreams are that her children will become professionals and that she will be able to build her house with stronger materials because now her house is built with primitive material. She lives in Asentamiento Humano San José near the city jail. Graciela sells fast food such as salchipapas (fried potatoes and sausage) and hamburgers in an itinerant fashion from a pushcart on a congested avenue in the city. She carries out this business every day from 5 in the afternoon until 5 in the morning. In addition, she travels to festivals where she stays for a few days selling her products. Her loan will be invested in potatoes, cooking oil, and disposable plates.

View original language description ↓
El Banco Comunal San Jose inicia con 17 socias.
Graciela es presidenta del Banco Comunal por segunda vez y es socia hace 8 meses y lo que le agrada es el incentivo al ahorro.
Graciela es soltera y tiene 4 hijos por quienes trabaja para brindarles todo lo mejor, su sueño es que sus hijos sean profesionales y construir su casa D. material noble porque ahora su casa es D. material rustico, vive en la Asentamiento Humano San José cerca del penal D. la ciudad, Graciela venD. comida rápida como salchipapas, hamburguesas D. manera ambulatoria en una avenida transitada D. la ciudad para lo cual cuenta con una carreta, actividad que realiza todos los días por las noches desD. las 5 D. la tarD. hasta las 5 D. la mañana, además viaja a las fiestas patronales en donD. permanece por algunos días vendiendo sus productos.
Su préstamo será invertido en la compra D. papa, aceite, descartables.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 64
    View loans »
    Peru Loans Fundraising
  • $63,759,475
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of San Jose Group's $3,550 loan helped a member for the purchase of potatoes, cooking oil, and disposable plates.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jul 8, 2010
Jul 15, 2010
Currency Exchange Loss:
Jan 15, 2011