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Nuru-Lumo Group
In this Group: Charity, Asha, Rosemary, Mariam, Zainabu, Juliana, Flora, Joseph, John, Regumu, Gervas, Hadija, Rose, Grace, Mwenda
Charity M., age 48, is married with three children, ages 22, 18 and 14. She has operated a general store business for ten years now. She works from 6:30am to 10pm daily and is able to make a monthly profit of about $168.

This will be Charity’s 2nd loan from Tujijenge Tanzania. She used the previous loan to increase her business sales and has paid back the loan successfully. She hopes for a new loan to start a poultry business.

Charity will share this loan with her loan group, Nuru-Lumo, which totals fifteen members. The members of the group will hold each other accountable in paying back the loan.

In the picture Charity is sitting behind the table, the first one on the right.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 49
    View loans »
    Tanzania Loans Fundraising
  • $15,721,225
    Funds lent in using Kiva
  • 1,495.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Nuru-Lumo Group's $3,325 loan helped a member to start a poultry business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 12, 2010
Jul 14, 2010
Currency Exchange Loss:
Dec 15, 2010