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Kosar's Group
In this Group: Kosar, Rukhsana, Mumtaz Begum, Hanifan
Kosar is a 41-year-old lady who is married to R. M.. She lives with her husband, two daughters and three sons in a city called Chichawatni in Pakistan. Three of her children are studying while the other two are too young to go to school. Kosar is a housewife and carries out her responsibilities as a wife and mother very well.

Kosar’s husband works in his field and he is the only breadwinner in the family. He wants to expand his business by putting in more seeds and using better fertilizers. Therefore, Kosar has applied for her first loan from Asasah for her husband. With the loan, he will buy seeds and fertilizer for his field and be able to produce good crops from it.

Kosar hopes that it will be a good experience for her and for her family as well.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 222
    View loans »
    Pakistan Loans Fundraising
  • $17,650,250
    Funds lent in using Kiva
  • 85.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Kosar's Group's $600 loan helped a member to buy seeds and fertilizer for her husband's field.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jul 13, 2010
Jul 13, 2010
Currency Exchange Loss:
Jul 15, 2011