Edgar Duberly V. A. is 28 years old. He is married and lives with his wife and 3 children, Jasón (7), Andrea (3) and Katy (1), in the canton of Guaranda in the Bolívar province.
Edgar is a member of the rural communal bank Patrón San Juan. It is located half an hour from Guaranda. There are 16 members total and the majority of them grow potatoes and corn. This is their first loan with the San José Cooperative.
Edgar grows potatoes for a living. He makes his purchases weekly and sells every 3 or 4 months in Guaranda.
He is requesting a loan to buy seeds, manure and fertilizer. His dream is to have something more, such as land or a house, and a few more cows. He has had to deal with crop disease.
Edgar Duberly V. A. tiene 28 años. Es casado y vive con su esposa y 3 niños, Jasón (7), Andrea (3) y Katy (1), en el cantón de Guaranda en la provincia de Bolívar.
Edgar es un socio de la ventanilla rural Patrón San Juan, que está ubicada a media hora de Guaranda. Son 16 socios en total, que en la mayoridad se dedican a cultivos de papas y maíz. Esto es el primer préstamo que ellos sacan con la Cooperativa San José.
Edgar trabaja en la agricultura, cultivando papas. Realiza sus compras cada semana y sus ventas cada 3 o 4 meses en Guaranda.
Solicita el préstamo para sembrar papas: comprar semillas, abonos y fertilizantes. Su sueño es llegar a tener algo más, como terreno o casa, y un poco más de ganadería (vacas). Enfrenta gripe por los cultivos
Le gusta jugar voleibol
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!