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Miryan Amaril
Miryan Amaril A. A. is a 32-year-old woman who lives with her husband and 2 children, Fátima (15) and Diomede (7), in the Guaranda canton of the Bolívar province.

Miryan is a member of the Patrón San Juan rural microfinance institute, located a half an hour from Guaranda. There is a total of 16 members in the group, the majority of whom cultivate corn and potatoes. This is the group's first loan from the San José cooperative.

Miryan has been working for the last 15 years doing domestic work and working at the vegetable market in Echeandia. She also raises cows and pigs. She makes her purchases in Guaranda and sells her products every Sunday in Echeandia.

She is requesting this loan in order to expand her business and her cattle farm. She thinks that this loan will help her improve her quality of life. Her dream is to own a house and a plot of land, as well as help her children become professionals. She says that there is a lack of communication, which is a big problem.

She likes to knit sweaters and ponchos in her spare time.

View original language description ↓
Miryan Amaril A. A. tiene 32 años. Es casada y vive con su esposo e 2 hijos, Fátima (15) y Diomede (7), en el cantón de Guaranda en la provincia de Bolívar.

Miryan es una socia de la ventanilla rural Patrón San Juan, que está ubicada a media hora de Guaranda. Son 16 socios en total, que en la mayoridad se dedican a cultivos de papas y maíz. Esto es el primer préstamo que ellos sacan con la Cooperativa San José.

Miryan trabaja desde hace 15 años, en quehaceres domésticos y en el comercio de legumbres en Echeandia. También tiene ganadería y crianza de cerdos. Realiza sus compras en Guaranda y sus ventas el día domingo en Echeandia.

Solicita el préstamo para aumentar su negocio y crianza de cerdos. Piensa que el crédito le ayudara a mejorar la calidad de vida. Su sueño es tener una casa y un terreno y ayudar sus hijos a convertirse en profesionales. Dice que las vías de comunicación no están buenas y que es un gran problema.

Le gusta tejer suéteres y ponchos en su tiempo libre.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 46
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Miryan Amaril expand business and cattle farm.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 9, 2010
Jul 14, 2010
Currency Exchange Loss:
Aug 15, 2011