A loan helped to buy dairy cows in order to increase her milk sales to a local factory.


Zhanyl's story

Zhanyl is 47 years old, married, and has 4 children. She has completed higher education. She is hardworking, goal-oriented, and entrepreneurial by nature. She well understands agricultural technologies, and she knows how to invest as intended.

As a source of main income, she works as a teacher. She has also been engaged in animal husbandry for her family since 2002. Thanks to her hard work and responsible approach to business, she has been able to develop her farm to have seven cows. There are 1.2 hectares of irrigated land on which she grows beans.

In order to further develop her farm, she applied to Bai Tushum Bank for a loan in the amount of 200,000 KGS. This is for the purchase of dairy cows in order to increase organic milk sales to a local factory. She plans to invest the income from the loan in the further development of her farm.

Translated from Russian by Kiva volunteer Apryl Gibson.


This loan is special because:

It allows farmers to increase production and income in a guaranteed value chain.



Loan details


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Loan details