Mrs. Eng L. currently weaves rattan baskets and wooden beds for sale. She sells her finished products to middlemen who come directly to her house. She makes many sets of baskets before selling out. Eng L. has a partner in her husband, who helps her in running the whole business. The couple have four teenage children; all of whom go to school or work as temporary laborers. Eng L. has been very busy with her business as she has many clients, and recently she has gotten a lot of orders from her customers. Because she lacks capital, Eng L. is looking for a loan to purchase raw materials to make enough products to fulfill her customers' needs. She proposes to use any remaining cash from the loan to mend her exiting house that needs repairs.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.