A loan of $2,050 helped a member to purchase livestock feed & other supplies.


Nguyễn's Group's story

H. Nguyễn Thị (20203040013) is a 39 year-old woman living in the town of huyện Yên Phong - tỉnh Bắc Ninh. H. is the group leader of a 8-member group loan offered by SEDA. While each member of the group receives an individual loan, they all are responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. The official name of this borrowing group is Đồng Thôn 1 nhóm 03 (Nhóm 03). H. is married and has 2 school-aged children. To making a living, H. owns & operates a business venture in the agriculture sector raising livestock. While not the only means for generating revenue, the main source of income for the business comes primarily from raising cattle for sale. H. has been engaged in this business for over 8 years and earns approximately 4.000.000 VND a month from these activities. In 2009, H. joined SEDA to gain access to financial services to help improve her living situation and ability to engage in business activities. H. has successfully repaid a previous loan of 5.152.000 VND from SEDA. This previous loan was used to purchase baby livestock to raise & sell in future. She is now requesting a new loan of 5.152.000 VND which will be used to purchase livestock feed & other supplies. The loan will be the 2nd loan taken out by the borrower from SEDA. H. plans to use the additional revenue generated from the business to improve/expand her business. About the Other Borrowers in the Group: 1. Trương Thị M. (0) is a 22 year-old female who is requesting a 7.840.000 VND loan to support her business in the retail sector operating a clothing business. 2. Trương Thị L. (0) is a 20 year-old female who is requesting a 5.152.000 VND loan to support her business in the agriculture sector raising livestock. 3. Trương Thị N. (0) is a 38 year-old female who is requesting a 5.152.000 VND loan to support her business in the agriculture sector raising livestock. 4. Trương Thị M. (0) is a 45 year-old female who is requesting a 5.152.000 VND loan to support her business in the agriculture sector raising livestock. 5. Nguyễn Thị M. (0) is a 39 year-old female who is requesting a 5.152.000 VND loan to support her business in the retail sector selling home products. 6. Trương Thị T. (0) is a 33 year-old female who is requesting a 5.152.000 VND loan to support her business in the services sector operating a service-based business. About SEDA: The mission of SEDA (Center of Small Enterprise Development Assistance) is to provide microfinance services to the low income and disadvantaged people in rural areas of Hanoi and the Northern provinces of Vietnam. *Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in Vietnamese while providing quality and accurate information to Kiva lenders.

In this group: Nguyễn, Trương, Trương, Trương, Trương, Nguyễn, Trương
*not pictured



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