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Emprendedoras Del Valle Triunfo Group
In this Group: Lucila Felicita, Raquel Maria, Yolanda, Fanny Luz, Vanessa Veronica, Jorge Luis, Lucia, Omar, Edia Irene, Gumercinda Dolores, Juana
“Emprendedoras del Valle Triunfo” (Entrepreneurs of Triumphant Valley) is a Communal Bank that consists of 11 enthusiastic and enterprising members. They are involved in different business activities in the manufacturing, retail, and service sectors and have been working with EDAPROSPO-Prosperidad for four months.

Raquel María was elected to the position of President. She is 24 years old, in a common law marriage, and has two children, ages 4 and 6. For the past two years she has been selling foods door-to-door such as stuffed potatoes, chicken soup, ceviche, and “mazamorra” (corn porridge). Raquel started this because mainly because she enjoys working and is not the type of person who likes staying at home. She feels that she has to be productive and does not want to depend on anyone else. Prior to having this business, she worked as a laborer at a cardboard factory. She is currently building her house and has already purchased a stove. Her greatest wish is to finish the roof of her house since it is the only thing left to be done. She also wants to open a store in her home.

This loan will be used to buy supplies such as plates, glasses, disposable spoons, potatoes, and rice. All of the members are happy with the support that has been provided and commit to submitting their payments by the established deadlines. (The member that appears in the corner photograph was not able to attend the disbursement meeting due to work reasons.)
View original language description ↓
“Emprendedoras del Valle Triunfo”, es una alcancía comunal conformada por 11 socios entusiastas y emprendedores, quienes realizan diversas actividades como: producción, comercio y servicio, ellos vienen trabajando con EDAPROSPO- Prosperidad desD. hace 4 meses.
Raquel María asume el cargo D. presidenta, tiene 24 años, conviviente, y tiene 2 hijos D. 4, y 6 años.
DesD. hace 2 años se dedica a la venta D. comidas como la papa rellena, caldo D. gallina ceviche, mazamorras, repartiendo casa por casa, se inicio en este negocio porque principalmente le gusta y es una D. las personas que no le gusta estar en casa, siente que debe ser muy productiva y no depender, anteriormente trabajo como obrera en una fabrica D. cartón, actualmente esta construyendo su vivienda, ha logrado comprarse una cocina, su gran sueño es techar su vivienda, ya que solo esta con eternit y tener una tienda propia en su casa.
El reciente préstamo será destinado a la compra D. mercadería (platos, vasos, cucharas descartables, papas y arroz), todos nuestros socios agradecen el apoyo brindado y se comprometen a pagar en los plazos pactados. (Socio en la foto no pudo llegar al desembolso por motivos laborales).

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 52
    View loans »
    Peru Loans Fundraising
  • $63,757,875
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Emprendedoras Del Valle Triunfo Group's $3,000 loan helped a member purchase plates, glasses, disposable spoons, potatoes, and rice.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 22, 2010
Aug 2, 2010
Currency Exchange Loss:
Nov 15, 2010