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Nguyễn's Group
In this Group: Nguyễn, Nguyễn, Nguyễn, Nguyễn, Nguyễn
T. Nguyễn Thị (20211020048) is a 28-year-old female living in the town of Huyện Yên Phong, Bắc Ninh. T. is the group leader of this five-member group loan offered by SEDA. While each member of the group receives an individual loan, they all are responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. The official name of this borrowing group is Ngô Nội 2 nhóm 05 (Nhóm 05).

T. is married and has two school-aged children. She operates a family member's business providing repair services to local community members. She has been engaged in this business for over ten years and earns approximately 3,000,000 VND a month.

T. joined SEDA to gain access to financial services to help improve her living situation and her ability to engage in business activities. She is now requesting a new loan of 5,152,000 VND which will be used to invest in expanding the business. This loan will be her first from SEDA. She plans to use the additional revenue generated from the business to improve and expand the business.

About the other borrowers in the group:

1. Nguyễn Thị H. (0) is a 28-year-old female who is requesting a 5,152,000 VND loan to support her business raising livestock.

2. Nguyễn Thị

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 151
    View loans »
    Vietnam Loans Fundraising
  • $16,208,900
    Funds lent in using Kiva
  • 19,090.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Nguyễn's Group's $1,475 loan helped a member to invest in expanding the business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 22, 2010
Aug 1, 2010
Currency Exchange Loss:
Jun 15, 2011