Adding to basket
Choose a borrower
Browse categories of borrowers— people looking to grow businesses, go to school, switch to clean energy and more.
Repeat!
Use the repayment to support another borrower, or withdraw your money.
Make a loan
Select a borrower who you connect with and help fund a loan with as little as $25.
Get repaid
Receive updates on your loans and see the dollars return to your Kiva account.
Choose a borrower
Browse categories of borrowers— people looking to grow businesses, go to school, switch to clean energy, and more.
Make a loan
Select a borrower who you connect with and help fund a loan with as little as $25.
Get repaid
Receive updates on your loans and see the dollars return to your Kiva account.
Repeat!
Use the repayment to support another borrower, or withdraw your money.
Learn more about how Kiva works
Madame Binta is a 65-year-old widow.. She has 9 children, but is still energetic. She joined the banc villageois when it was formed in August 2006. She works in retail trade.
With her new loan, she would like to buy vegetables, seasonal fruits, and palm oil to resell at retail prices.
Her income will help her buy more goods to maximize her profits and pay for her children's schooling fees.
Hide
Translated from French by Kiva volunteer Alexandra Kenin. View original language description.
Madame Binta est une veuve âgée de 65 ans qui a 09 enfants et reste dynamique. Elle a intégré le banc villageois depuis sa création en Août 2006. Elle s'active dans le commerce de détails. Avec son nouveau crédit, elle voudrait acheter des légumes, des fruits de saisons et de l'huile de palme pour revendre en détails. Ses bénéfices lui serviront d'achat d'autres marchandises pour maximiser ses profits, mais aussi assurer les frais de scolarités de ses enfants.
Manon Genouille, Kiva staff
Manon Genouille
Kiva staff
The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.
Kiva loans are facilitated through 2 models, partner and direct, that enable us to reach the greatest number of people around the world.
For partner loans, borrowers apply to a local Field Partner, which manages the loan on the ground. Field Partners are responsible for screening borrowers, disbursing loans, posting borrowers to the Kiva website for funding, collecting repayments and otherwise administering Kiva loans on the ground to borrowers.
For direct loans, borrowers apply through the Kiva website and may or may not be endorsed by a Trustee. Unlike Field Partners, Trustees don't handle any financial transactions or have any duty to repay loans on behalf of their borrowers. Instead, Trustees take the role of providing support and business advice to their borrowers throughout the term of the loan.
Field Partners often work with borrowers over time to help them build credit and expand their businesses. In order to make it easier for partners to post loans for borrowers who have been listed on Kiva before, we allow some partners the ability to relist a loan without having to re-enter all of the borrower's information. When this occurs, you'll see an updated loan description, as well as excerpts of the original descriptions from an earlier loan.
Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These additional loans are typically smaller than the borrower's primary loan and serve a different purpose. We trust our partners to determine whether a borrower has the means to be able to repay a successive or concurrent loan.
A Field Partner's average loan size is expressed as a percentage of the country's gross national annual income per capita. Loans that are smaller (that is, as a lower percentage of gross national income per capita) are generally made to more economically disadvantaged populations. However, these same loans are generally more costly for the Field Partner to originate, disburse and collect.
Loan tags help lenders find loans that match certain areas of interest.
Repayment schedule
| Expected | Actual | Comments | |
|---|---|---|---|
| Nov 2021 | $550.00 | Available Nov 1 | |
| May 2022 | $550.00 | Available May 1 |
| Expected | Amount | Actual | Received | Comments | |
|---|---|---|---|---|---|
| Nov 2021 | |||||
| From borrower to Field Partner | Sep 20, 2021 | 305,111.74 XOF | |||
| From Field Partner to lenders | Nov 2021 | $550.00 | Available Nov 1 | ||
| May 2022 | |||||
| From borrower to Field Partner | Mar 19, 2022 | 305,111.74 XOF | |||
| From Field Partner to lenders | May 2022 | $550.00 | Available May 1 | ||
Kiva loans are facilitated through 2 models, partner and direct, that enable us to reach the greatest number of people around the world.
For partner loans, borrowers apply to a local Field Partner, which manages the loan on the ground. Field Partners are responsible for screening borrowers, disbursing loans, posting borrowers to the Kiva website for funding, collecting repayments and otherwise administering Kiva loans on the ground to borrowers.
For direct loans, borrowers apply through the Kiva website and may or may not be endorsed by a Trustee. Unlike Field Partners, Trustees don't handle any financial transactions or have any duty to repay loans on behalf of their borrowers. Instead, Trustees take the role of providing support and business advice to their borrowers throughout the term of the loan.
Field Partners often work with borrowers over time to help them build credit and expand their businesses. In order to make it easier for partners to post loans for borrowers who have been listed on Kiva before, we allow some partners the ability to relist a loan without having to re-enter all of the borrower's information. When this occurs, you'll see an updated loan description, as well as excerpts of the original descriptions from an earlier loan.
Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These additional loans are typically smaller than the borrower's primary loan and serve a different purpose. We trust our partners to determine whether a borrower has the means to be able to repay a successive or concurrent loan.
A Field Partner's average loan size is expressed as a percentage of the country's gross national annual income per capita. Loans that are smaller (that is, as a lower percentage of gross national income per capita) are generally made to more economically disadvantaged populations. However, these same loans are generally more costly for the Field Partner to originate, disburse and collect.
Repayment schedule
| Expected | Actual | Comments | |
|---|---|---|---|
| Nov 2021 | $550.00 | Available Nov 1 | |
| May 2022 | $550.00 | Available May 1 |
| Expected | Amount | Actual | Received | Comments | |
|---|---|---|---|---|---|
| Nov 2021 | |||||
| From borrower to Field Partner | Sep 20, 2021 | 305,111.74 XOF | |||
| From Field Partner to lenders | Nov 2021 | $550.00 | Available Nov 1 | ||
| May 2022 | |||||
| From borrower to Field Partner | Mar 19, 2022 | 305,111.74 XOF | |||
| From Field Partner to lenders | May 2022 | $550.00 | Available May 1 | ||
You have selected to not use your Free Trial and will be prompted to pay for this loan using your own money.
Agree Use a Free TrialYour free credit can't be applied to this loan. If you would like to make a loan to this borrower anyway, you will have to use your own money.
Lend Anyway Find an Eligible LoanFree Trials cannot be used to make loans during their private fundraising period on Kiva. If you would like to lend to this borrower anyway, you will have to use your own money.
Agree Find an Eligible Loan
Comments and updates (0)
Hide
What are comments?