A loan of $700 helps to buy farming inputs, such as certified seeds and nutrient-rich fertilizer, to boost the quality of her produce, increase her profits and elevate her standard of living.


Mary's story

Mary is a 51-year-old smallholder farmer and is the true definition of a hard worker and an ever-smiling, happy mother. She is a farmer in Makutano, growing different crops. These commercial activities place her in a better position to engage in other agricultural businesses, which she does.

Access to modern, high-quality farm inputs is the pillar of the agricultural revolution. However, in Kenya, a developing country, fertilizer and seed allocation by the government is way below the needs of farmers. Since Juhudi Kilimo, in partnership with Kiva, ventured into the affairs of smallholder farmers in Kenya, farmers can attest that there has been a significant improvement in input availability.

Mary has asked for this loan to buy farm inputs, such as seeds, in order to grow more crops. She will use the profits from her farm to improve the living conditions of her family. This loan is therefore an opportunity that she's never had before. Her irregular income and lack of collateral security were the main drawbacks limiting her from accessing a loan in commercial banks.

Thanks to Juhudi Kilimo and Kiva, the life of Mary and her family will be changed through this loan.


This loan is special because:

It finances smallholder farmers to purchase dairy cows, chickens, cereals, farm inputs and farming equipment.

David, Kiva staff

David
Kiva staff



Loan details


Lenders and lending teams






Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.

Loan details



Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.