A loan helped to purchase farming inputs, such as fertilizer and hybrid seeds, to boost the quality of her corn produce.

Hellen's story

Hellen (59) is a mum who lives in chronic poverty with little income, no insurance and no one to depend on. She lives in the Kapsowar area of Kenya. She is a crop farmer and also rears dairy cattle. She obtains her income by selling her produce in the local market.

In Kenya, agriculture is one of the most competitive industries, especially due to the high costs of operations necessary to improve farming. Such costs include land acquisition and inputs, the costs for which have continually risen. To meet the high costs of inputs, farmers have been forced to borrow from financial institutions that sometimes impose very complicated procedures in loan distribution. Some farmers, and especially women, end up being disadvantaged.

Hellen is taking out this loan to purchase farming inputs such as fertilizer to boost the quality of her corn produce, earn more profits and elevate her standard of living. This loan is an opportunity that she never got before. Her irregular income and lack of collateral security were the main drawbacks limiting her from accessing a loan in commercial banks. Thanks to Juhudi Kilimo and Kiva, the life of Hellen and her family will be changed through this loan.

This loan is special because:

It finances smallholder farmers to purchase dairy cows, chickens, cereals, farm inputs and farming equipment.

Loan details

Lenders and lending teams

Loan details