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Mr. Houy Um Village Bank Group
In this Group: Houy, Shit, Chinda, Channy, Sary, Arth, Chantha, Sangha, Sali, Sri, Kung, Savoen, Sambath, Sarun, Soeun, Sak, Soem, Sopheak, Hoen
Nineteen people who live in Khsom village in Kandal province make up this village bank loan. Mr. Houy U., who was born in 1954, is the village bank president, selected by the other members. Each member will use their loan for a different purpose.

Mr. Houy U. is a fisherman who is able to earn some money to support his family. His wife, Mrs. Lou Ork, is a housewife who makes some delicious food for her family.

Now Mr. Houy U. has a problem because his fishing supplies are too little to use. So, to improve his fishing, he is applying for a loan to buy more fishing supplies to use. He will use the rest of his loan to buy soil and zinc to build a place to conduct motorbike repairs to start a new business.

Mr. Houy U. is the father of six children, two of whom are seamstresses in a garment factory while the others are attending the local public school.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 172
    View loans »
    Cambodia Loans Fundraising
  • $41,452,425
    Funds lent in using Kiva
  • 4,260.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Mr. Houy Um Village Bank Group's $3,150 loan helped a member to buy more fishing supplies plus equipment to start a new business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 23, 2010
Aug 1, 2010
Currency Exchange Loss:
Jul 29, 2011