A loan of $875 helps to buy makeup, pants, t-shirts, blouses, and other items of clothing.


Kerly Dayana's story

Kerly Dayana is 19 years old. She is single and is in her first semester of architecture at a local university. She lives with her parents in the Montecristi canton, known for its rich precolonial history and its handmade crafts. It has been much affected by COVID-19 both economically and socially.

She is a very hardworking young woman who is seeking a way to earn income and with it, pay for her educational expenses. She sells Azortty and Belcorp products (clothing, personal use products, medicinal products, beauty products, cosmetics, perfume, and women's accessories). She sells door to door, from her home, and also through social media. She sells on credit and collects weekly. In this way, she is able to earn what is necessary to get ahead with her family.

This loan is to buy makeup, pants, t-shirts, blouses, and other items of clothing.

Translated from Spanish by Kiva volunteer Ellen Donohue.


This loan is special because:

It helps borrowers withstand negative economic impacts of the COVID-19 pandemic.

Patrick Flynn, Kiva staff

Patrick Flynn
Kiva staff



Loan details


Lenders and lending teams






Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.

Loan details



Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.