A loan of $2,175 helps to buy orders for wallets, jewelry, perfumes, creams, etc.


Ermitania's story

Ermitania and her family live in Portoviejo, a city affected by the earthquake on April 16, 2016 and now with the Covid-19 pandemic. The city is rich in the production of vegetables, legumes, and tropical fruits for internal consumption. Ermitania has a small grocery store at home where she sells everyday products such as rice, sugar, detergents, cola, water, tuna, sardines, etc. She also sells wallets of various models, colors, and designs. She offers these to her clients, sells them on credit and collects weekly. The health crisis at first was very bad since she could not sell, but now, little by little, she is reactivating her business in order to continue generating her income. This loan is to buy orders for wallets, jewelry, perfumes, creams, etc. Her dream is to have a bigger business and for her family to be healthy.

Translator profile picture

Translated from Spanish by Kiva volunteer Mariana Orozco.


This loan is special because:

It helps borrowers withstand negative economic impacts of the COVID-19 pandemic.

Patrick Flynn, Kiva staff

Patrick Flynn
Kiva staff



Loan details


Lenders and lending teams






Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.

Loan details



Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.