A loan of $1,100 helps to purchase nail polish, dyes, and tools she still needs.


Jeniffer Monserrate's story

Jeniffer Monserrate and her family live in the city of Portoviejo, a place of honest and hardworking people who are still suffering from the effects of COVID-19 which has affected them greatly.

She is a hardworking woman who seeks the way to earn her resources and, so, to help her spouse with the household expenses despite the difficult situation they are in with the pandemic. She is an artist in the field of beauty. She does a variety of jobs such as dyes, haircuts, nail polish, and more. She works at her house and her customers' homes, always taking all the biosafety measures possible since she is still very afraid of getting sick.

She will use this loan to purchase nail polish, dyes, and tools she still needs.

Translator profile picture

Translated from Spanish by Kiva volunteer Wendy Harris.


This loan is special because:

It helps borrowers withstand negative economic impacts of the COVID-19 pandemic.

Patrick Flynn, Kiva staff

Patrick Flynn
Kiva staff



Loan details


Lenders and lending teams






Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.

Loan details



Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.