A loan of $2,375 helps to pay for work on her fields to increase her yield of organic beans, and to buy cattle to increase her income from raising livestock.


Zhaynagul's story

Zhaynagul successfully paid back her loan, and she is grateful to Kiva, and to everyone who helped her financially. She now has 2 cows, 20 sheep, 2 horses and a 1.11-hectare plot of land where she grows beans and apples.

In order to further develop her business, she has approached Bai Tushum Bank again for a loan of 200,000 som. She will use the loan to pay for work on her fields, to improve her yield of organic beans. She will also use part of the money to buy cattle, to increase her number of livestock.

The profit from the loan will help Zhaynagul to increase her income from growing beans, to provide her children with a quality education, and to finish building her home.

Translated from Russian by Kiva volunteer Robin Munby.


This loan is special because:

The borrower receives a lower interest rate to fund their agriculture activities.

Kendra Thorogood, Kiva staff

Kendra Thorogood
Kiva staff



Loan details


Lenders and lending teams






Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.

Loan details



Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.