Fe Y Esperanza Group
The members of the group are:
Eric Manuel Guzmán P. (Blacksmith shop)
Salvador Antonio Guzmán Hernández (Blacksmith shop)
Marcelina Bernabé C. (Bakery)
Ana María Ramírez C. (Piñatas)
María Irene Juárez G. (Sells jewelry)
María de Lourdes P. T. (Sells jewelry)
Adriana Guzmán P. (Shoe store)
Cenobia M. O. (Seamstress shop)
María de Jesús Márquez M. (Sells cosmetics by catalog)
Elvia M. O. (Seamstress shop)
Araceli M. V. (Beauty Salon)
Ana María is a member of the group. She is 45, married, and has three children. They children are dependent upon her alone. Twelve years ago she started making piñatas from cardboard. Her husband learned this craft first. In time, they decided to devote themselves completely to this business.
At the beginning it was a lot of work for them to get their customers. But, thanks to their efforts, they got to know different people. Every Monday Ana is in charge of getting the orders for the week. That way they are able to make their deliveries on time. Thanks to her good quality work, her customers recommend her to the people they know. They seek her out, even at home.
She will use the loan to buy materials like: different colors of crepe paper, cardboard, glue, ribbon, and stick on eyes.
Her plan is to be able to put a roof on the space meant for her piñatas so they are not damaged.
Ana, like the rest of the members, wants to meet her expectations in order to have a better future for her family. They give their heartfelt thanks for the help Kiva has offered them through the Foundation.
Ana María es integrante del grupo, tiene 45 años, es casada y tiene tres hijos de los cuales solo uno depende de ella. Desde hace 12 años comenzó con la elaboración de piñatas de cartón, este oficio lo aprendió primero su esposo, con el tiempo decidieron dedicarse completamente a este negocio, al principio les costo trabajo hacerse de su clientela pero gracias a sus esfuerzos lograron darse a conocer con diferentes personas, todos los lunes Ana se encarga de levantar los pedidos para la semana y así poder tener sus entregas a tiempo, gracias a que su trabajo es de buena calidad sus clientes la recomiendan con sus conocidos y la van a buscar hasta su domicilio. El crédito lo va a utilizar para la compra de sus materiales como: papel china de diferentes colores, cartón, pegamento, lazo y ojitos pagables. Sus planes son poder techar el espacio destinado para sus piñatas para que no se maltraten.
Así como Ana los demás integrantes desean cumplir sus expectativas para tener un futuro mejor para sus familias y agradecen de corazón la ayuda que les brinda Kiva a través de Fundación.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid