A loan of $2,375 helps to buy dairy cows to increase her cattle herd and sales of organic milk.


Karamatkan's story

Karamatkan, age 63, is married and has 6 children. She has a secondary-school education and is by nature hardworking, motivated and enterprising. She knows agricultural techniques well and is able to invest money for its intended purpose.
She has been raising livestock as her family's main source of income since 1985. Thanks to her tireless work and responsible business approach, she has managed to grow her farm to 5 cows, 10 sheep and a horse.
In order to further develop her farm, she has turned to Bai Tushum Bank for a loan in the amount of 200,000 som (KGS) for the purchase of dairy cows with the aim of increasing sales of organic milk and revenue from livestock raising. She plans to invest revenue from the loan in the further development of her farm.

Translated from Russian by Kiva volunteer Steven McGrath.


This loan is special because:

It supports organic farming and includes a lower interest rate.

Kendra Thorogood, Kiva staff

Kendra Thorogood
Kiva staff



Loan details


Lenders and lending teams






Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.

Loan details



Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.