A loan of $550 helped purchase corn for processing.

Carmen's story

Carmen is 44 years old, in a common law marriage, and has five children. She lives in the community of Rumichaca in the city of Urubamba. Her main business activity is processing and selling dried fermented corn that is used as a malt for preparing “chicha de jora” (a traditional Incan beverage).

In order to make chicha, the first step is producing the malt (otherwise known as “malting”). The malt is produced in a series of phases. First, the corn is soaked in a rectangular stone well ten inches deep for 12-14 hours. The soaking water is periodically replaced to remove any grass or other debris. The entire process can last between 8 to 15 days. The corn is then provided enough exposure to the sun until it germinates. Carmen sells the processed corn to her customers who use it for making chicha.

Carmen participates in her Communal Bank and has done very well because she is a responsible person who is prompt with her payments. She needs a loan to buy more corn.

Carmen is grateful for the opportunity that has been provided. Therefore, she promises to complete her payments by the established deadlines.

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Translated from Spanish by Kiva volunteer Ronan Reodica

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