A loan of $2,725 helps to buy dairy cows to increase her cattle headcount and sales of organic milk.


Gulzada's story

Gulzada is 38 years old and married, with 6 children. She has a high-school education. By her nature she is hard-working, goal-oriented, and enterprising. She knows the ins and outs of running a farm and knows how to effectively invest funds. She has been raising animals since 2001 as the primary income for her family. Thanks to her hard work and responsible approach, she has been able to grow her farm to 12 cows. She has 0.46 ha of irrigated land, where she grows apricots.

In order to further grow her farm, she has applied for a loan of 230,000 som (KGS) from Bai Tushum Bank to buy dairy cows, in order to increase her organic milk sales and income from breeding livestock. She plans to invest the income from the loan into growing her farm further.

Translated from Russian by Kiva volunteer Eugenia Tietz-Sokolskaya.


This loan is special because:

It supports organic farming and includes a lower interest rate.

Kendra Thorogood, Kiva staff

Kendra Thorogood
Kiva staff



Loan details


Lenders and lending teams






Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.

Loan details



Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.