A loan of $2,375 helps to buy dairy cows and increase her sales of milk to a local factory.


Aigul's story

Aigul is 39 years old, married, mother to 4 children. She has a university degree. She works as a teacher. An additional source of income for her family has been raising cattle and growing crops since 2005. Thanks to her hard work, today Aigul has 6 cows, 100(!) sheep, as well as 2.82 hectares where she grows beans. She has an agreement with a local factory to sell her organic milk to them for further dairy processing. This enables her to continuously reinvest in the farm.
When Aigul learned that she can get a loan from Bai Tushum Bank backed by her future contract with the factory, she asked for a loan of 200,000 KGS. This helps her buy more dairy cows and increase her sales volume of organic milk. The factory's payment will come directly to her bank account, with her loan repayments automatically deducted to Kiva. The earnings from this loan will help Aigul further improve her farm.

Translator profile picture

Translated from Russian by Kiva volunteer Anya Pechkina.


This loan is special because:

It allows farmers to increase production and income in a guaranteed value chain.

Kendra Thorogood, Kiva staff

Kendra Thorogood
Kiva staff



Loan details


Lenders and lending teams






Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.

Loan details



Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.