A loan of $1,850 helps to purchase dairy cows in order to increase her sales of milk to a local factory.


Begimbubu's story

Begimbubu is 50 years old and married, with 2 children. She has post-secondary education, and works as an accountant. As an additional source of income for her family, she has been practicing animal husbandry and plant agriculture since 1995. Thanks to her hard work, her farm currently has 5 cows, 20 sheep, and 2 horses, as well as a plot of land measuring 2.2 hectares on which she grows beans. She has an agreement for the delivery of organic milk to a local factory for further processing into dairy products. This allows her to constantly invest in her agricultural business. Through Bai Tushum bank, she can receive a loan on the security of her contract for future deliveries, through their "Chain of Value Added" service. Having discovered this, she has turned to them for a loan in the amount of 155,000 somoni (KGS). This will be used to purchase dairy cows in order to increase her sales of milk. Payments for the milk from the factory will be directly transferred into Begimbubu's bank account, while loan payments will automatically be deducted. The profits from the loan will help her further develop her farm.

Translator profile picture

Translated from Russian by Kiva volunteer Nina Lamotchkina.


This loan is special because:

It allows farmers to increase production and income in a guaranteed value chain.

Kendra Thorogood, Kiva staff

Kendra Thorogood
Kiva staff



Loan details


Lenders and lending teams





Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.

Loan details



Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.