Enh-Amgalan D. lives in Zavhan province in western Mongolia with his wife and two children. He and his family live together in a ger, a traditional Mongolian nomadic housing tent. His youngest child currently attends a local primary school while the elder son stays at home taking care of the family members. Enh-Amgalan operates a small sewing business in his town with the help of his younger sister. He repairs and produces a variety of clothing items and ger curtain covers for his customers at a small workspace. Enh-Amgalan started his sewing business in 2007 by himself, but is now partnered with his sister in the business.
His business is very important for him and his family as it is their only source of income. He has worked hard and found some success, but struggles to support both of his children and sick wife who has suffered from brucellosis. With his business earnings, he was able to build a new small house which is 30% in the process of construction while changing his own ger cover and curtain in full. For the future, Enh-Amgalan hopes to progress his business to provide local citizens with necessary ger materials and make permanent supplement at lowest prices. He says "I hope to one day own my own workspace and hire some people in order to expand my business." He is requesting a 1,400,000 MNT loan to purchase fabrics and materials for his sewing business.
This loan is being administered through XacBank, a Mongolian for-profit microfinance institution. XacBank is located in every province of Mongolia, reaching some of the most rural micro business clients. With this Kiva loan, there is an opportunity for the entrepreneur to get a savings account including 9% of the interest if they pay back the loan on time. This is a special savings account that XacBank has specifically prepared for the Kiva loan borrowers to promote savings habits.