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To graduate her two children from college is Marivic Z.’s greatest desire as a mother. She doesn’t like her children to experience the bitter experiences she had in her past. Living a life for 28 years that offers very few opportunities to grow as a person and for enjoyment makes her so determined to make herself a successful businesswoman in the future and bring her family out from under the umbrella of poverty.

With these visions, Marivic joined ASHI in 2008. She has received a loan since then and has been able to start up a “sari- sari” store for a business. “Sari-sari” means that various foodstuffs, beverages and an assortment of grocery items are sold in a small, open room of their house. For Marivic and her family, the small profit her store is gaining is a great help to augment the sporadic and small income of her husband, who works as a hired laborer.

Through the loan she is requesting presently, Marivic hopes to grow her business further to increase its profit to support the needs of her family and to improve the kind of life they are having.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 456
    View loans »
    Philippines Loans Fundraising
  • $69,734,400
    Funds lent in using Kiva
  • 46.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Marivic to purchase additional items for the inventory of her "sari-sari" store.
100% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Jun 16, 2010
Jul 5, 2010
Currency Exchange Loss:
Jun 15, 2012