A loan of $1,775 helps to buy dairy cows to increase her cattle headcount and sales of organic milk.


Gulzhamal's story

Gulzhamal is a sweet 44-year-old woman and mother to 1 son and 2 daughters. She is not married and has a high-school education. She has been working in agriculture for 20 years now. She sells organic milk. Farming is her only source of income.

She has applied for a loan of 150,000 som (KGS) to buy dairy cows, in order to increase her milk sales. The income from the loan will help support her family.

Translated from Russian by Kiva volunteer Eugenia Tietz-Sokolskaya.


This loan is special because:

It supports organic farming and includes a lower interest rate.

Kendra Thorogood, Kiva staff

Kendra Thorogood
Kiva staff



Loan details


Lenders and lending teams






Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.

Loan details



Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.