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Amen Trust Bank Group
In this Group: Ernestina, Theresa, Ama, Christiana, Agartha, Yaa
Petty trading like the sale of cosmetics is widespread in Ghana because it is easy to start. A large number of women wear make-up and use one cosmetic product or another to add beauty to their appearance. Different occasions define which make-up is appropriate for most of the women, making the sale of cosmetics a lucrative job for many women.

Yaa is one of such entrepreneurs who have been selling cosmetics for the past ten years. She currently sells on a table top in the market, hoping that, one day, she will be able to grow her business into a cosmetics wholesale shop. She is excited to be taking the loan which she plans to invest in purchasing assorted cosmetics in bulk to serve her customers. She anticipates increasing her profit level and also expanding her market.

Apart from being an entrepreneur, Yaa also provides support to her thirteen-year-old child in school, hoping that he will be able to enter university. Currently, Yaa is the group leader of “Amen” Trust Bank Group made up six members. The other members are mainly food traders and food processors.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 28
    View loans »
    Ghana Loans Fundraising
  • $12,522,425
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Amen Trust Bank Group's $2,150 loan helped a member to purchase assorted cosmetics in bulk.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 8, 2010
Jul 6, 2010
Currency Exchange Loss:
Jan 27, 2011