A loan of $2,375 helps to buy dairy cows to increase her headcount of cattle and sales of organic milk.


Gulayim's story

Gulayim is 54 and married with grown children. She has a high school education and is a hardworking, purposeful and entrepreneurial person. She has a good understanding of the technical aspects of running an agriculture business and knows how to manage a budget. She has been working in animal husbandry since 1992 as the primary source of income for her family. Thanks to her hard work and responsible approach to her tasks, she has been able to develop her farm to having 10 cows and 30 sheep as well as 1.48 hectares of irrigated land where she grows barley and alfalfa.

With the goal of further developing her farm, Gulayim has approached Bai Tushum Bank for a loan of 200,000 KGS to buy dairy cows to increase her sales of organic milk and her income from raising livestock. She plans to put income from the loan into further developing her farm.

Translator profile picture

Translated from Russian by Kiva volunteer Kat Tancock.


This loan is special because:

It supports organic farming and includes a lower interest rate.

Kendra Thorogood, Kiva staff

Kendra Thorogood
Kiva staff



Loan details


Lenders and lending teams






Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.

Loan details



Repayment schedule

*This loan is impacted by the COVID-19 crisis and your support is needed more than ever. Repayments may be delayed or lower than expected.