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Oliver Del Carmen
Oliver del Carmen is 39 years old and lives in Primavera de Duran (a periurban area with a deteriorating ecosystem). After she separated from her husband, she opened a store where she sells diapers because she had to take care of her two children.

Since opportunities were lacking and she needed to support her children, Oliver del Carmen invested her savings in diapers and sold them to acquaintances. Through her effort and dedication, she gradually earned more money to invest into her business. She now works with her oldest daughter, who is 18, selling diapers. Each packet of diapers sells for $9.00.

In order to continue her business, Oliver del Carmen will use her loan to buy a display cabinet and more diapers. In the future, she wants to expand her business by offering other products.

View original language description ↓
Oliver del Carmen de 39 años, vive en la Primavera de Duran (zona periurbana, con una ecología en disolución), ella tiene una tienda de pañales desde que se separo de su esposa el se tuvo que hacer cargo de sus dos hijos.

Por la falta de oportunidades y la idea de mantener a sus hijos con ella, tuvo invertir sus ahorros en pañales para venderlos a sus conocidos, poco a poco con esfuerzo y dedicación tuvo dinero para invertir más, ahora el trabaja con su hija mayor de 18 años en la venta de pañales, cada paquete de pañal lo vende a $ 9.00.

Para continuar con su negocio ella quiere comprar con el préstamo una vitrina y pañales para su negocio, en el futuro quiere ampliar su negocio con otros artículos.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 46
    View loans »
    Ecuador Loans Fundraising
  • $26,538,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Oliver Del Carmen purchase diapers & a display cabinet.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 11, 2010
Jul 8, 2010
Currency Exchange Loss:
Jul 15, 2011