Sun N. is a 46-year-old married woman and a local villager living in a medium-sized home with family members in a rural area of Siem Reap Province. She owns a piece of farmland that she inherited many years ago from her grandparents. She uses this land to grow different kinds of crops. Sun N. has another financial earner in her husband who is a vehicle repairman. This couple has three school-aged kids, while another one is married and lives independently.
To help alleviate her hard physical labor on the farm, Sun N. is taking out a loan to purchase a pair of cattle that she will use to plow the farmland.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.