A loan helped to buy dairy cows to increase her sales volume of organic milk.


Asel's story

Asel is 33 years old, married, all of her children are going to school. She has a high school education. She is kind and empathetic by nature. Her main source of income for her family has been raising cattle and growing crops since 2005. Thanks to her hard work, today Asel has 15 cows, 50 sheep, 10 horses, as well as 0.3 hectares where she grows organic clover.
She has an agreement with a local factory to sell her organic milk to them for further dairy processing. This enables her to continuously reinvest in her farm.
When Asel learned that she can get a loan from Bai Tushum Bank backed by her future contract, she asked for a loan of 200,000 KGS. This helps her buy more dairy cows and increase her sales volume of organic milk. The factory's payment will come directly to her bank account, with her loan repayments automatically deducted to Kiva. The earnings from this loan will help Asel further improve her farm and start construction of a new house.

Translator profile picture

Translated from Russian by Kiva volunteer Anya Pechkina.


This loan is special because:

It allows farmers to increase production and income in a guaranteed value chain.



Loan details


Lenders and lending teams




Loan details