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Lilia is a 39-year old married woman from Talim Island in the province of Rizal, living with her husband and two children. In 1998, she opened her own welding shop business and embarked on selling of Avon products. Her avid customers come from the surrounding areas and nearby town.

Lilia is now requesting a loan of 40,000 PHP in order to purchase additional needed equipment for her welding shop. The remaining loan funds will be used to support her Avon retailing business. She believes that having new equipment in her welding shop and a larger variety of Avon inventory will help her retain her current customers as well as attract new clients in the neighborhood.

Lilia has been a proud member of Ahon Sa Hirap, Inc. (ASHI), a Kiva microfinance partner in the Philippines, since 1998. She has been a dedicated member, regularly attending the weekly center meetings and maintaining solid repayment records on previous loans.

Lilia’s dreams are for her two children to complete college, to have winning businesses and to build a comfortable home to live in. Additionally, she hopes that her businesses can continue to provide a sustainable livelihood to support her family.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 380
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 46.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Lilia to purchase additional needed equipment for her welding shop.
100% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Jun 28, 2010
Jul 5, 2010
Currency Exchange Loss:
Jun 15, 2012