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José Joaquín
José Joaquín C. D. is 66 years old, married, and has four children aged 32, 26, 21 and 17. His family is his top priority. He needs this loan to help with his farm, or more specifically with growing coffee, for which he needs to buy fertilizer. He wants to look after his coffee crop well in order to improve the quality and generate as much revenue as possible at harvest time.

This is his first loan with Kiva Field Partner, FUDECOSUR, and he is very happy with this credit facility. Don José Joaquín has worked as a farmer for several years. He looks forward to a future where he can provide his family with a better standard of living and greater economic stability, in addition to being able to continue his development as a person as well as a producer.
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José Joaquín C. D., tiene la edad de 66 años, está casado, y vive con su esposa y 4 hijos de 32,26,21 y 17 años de edad, son su mayor prioridad. El crédito lo quiere para asistir su finca, específicamente para el cultivo de café, la idea es comprar el abono y el fertilizante. Desea darle el adecuado mantenimiento al cultivo de café para lograr una mejor calidad y para obtener el mayor ingreso posible cuando sea tiempo de cosecha. Es la primera vez que realiza un crédito con FUDECOSUR y está muy contento con las facilidades que se le brindaron. Don José Joaquín también trabaja desde hace varios años en la agricultura. El espera en un futuro brindarle a su familia una mejor calidad de vida y una mayor estabilidad económica, y de poder seguir creciendo como persona y como productor.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 8
    View loans »
    Costa Rica Loans Fundraising
  • $4,836,900
    Funds lent in using Kiva
  • 530.7
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped José Joaquín to help with his coffee crop.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jun 15, 2010
Aug 1, 2010
Currency Exchange Loss:
Apr 19, 2013