A loan helped to buy farming inputs to improve her production.


Sheila's story

Sheila is a 23-year-old smallholder farmer. She is very hardworking and determined to succeed. Sheila is a crop farmer.

Unlike banks and other local moneylenders who operate mainly in urban centers, Juhudi Kilimo (a Kiva field partner) has extended its operations to the most remote areas of Kenya, thus creating opportunities for different people to access loans.

Sheila has requested a Kiva loan from Juhudi Kilimo to buy farming inputs, such as high-quality seeds and nutrient-rich fertilizers, to greatly improve her farm yield so that she can earn more income to care for her family. With this loan, Sheila expects to increase her crop production, which will translate into a high, good-quality yield. Her living standards will be changed completely.

Sheila and her family are grateful for the impact that this loan will have on their lives.


This loan is special because:

It finances smallholder farmers to purchase dairy cows, chickens, cereals, farm inputs and farming equipment.



Loan details


Lenders and lending teams



Loan details