A loan of $1,075 helped buy construction materials to build a hotel.

Santa's story

Santa, 34, lives with her partner and their two school-aged children. The live in a house they own in San Francisco, a town in the beautiful Cusco countryside. Santa didn't finish elementary school, but that hasn't been an obstacle for her because she works hard and knows how to overcome the barriers in her way. She remembers starting with nothing more than a small store, selling cold drinks, and building it bit by bit until she saved enough to add a second floor to her house. Now she has another house in the town of Quimbiri. She also earns money from farming and, specifically, from growing cocoa, now her main source of income. Normally, she tends the crop herself but she hires laborers to help her during the harvest season. Her partner works as a driver and generates an income that goes to paying the family's bills. Santa's crop usually sells for a good price at her town's local warehouse. For the future, she would like to open a motorcycle repair shop because her partner, who studied to be a mechanic, can run it. This is Santa's eighth MFP loan and she is committed to repaying this one on time, just as she has past loans. She gains strength from the other members of the community bank and values the honesty of the group. With this loan, she will buy various construction materials--cement, sand, bricks--to finish the work on her house because she has plans to operate a hotel, a business that will be very profitable.

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Translated from Spanish by Kiva volunteer Jere Wiseman

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