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Alejandra Elizabth
Alejandra is 43 years old and lives in the suburbs of Guayaquil (an urban area where the majority of the inhabitants are merchants). She sells personal products through Yambal, a company that helps women work with catalogue products at a low cost.

In order to be able to help her husband economically, she began to sell products to her neighbors and acquaintances. Little by little, over the years she has maintained a sufficient clientele to earn money. She works different schedules, selling perfume, creams, and cosmetics.

With this loan, she wants to purchase perfume, cosmetics, and clothing to sell. In the future she would like to make improvements to her house.
View original language description ↓
Alejandra de 43 años, vive en el suburbio de Guayaquil (zona urbana, la mayoría de habitantes son comerciantes informales), Ella vende productos de uso personal Yambal (empresa que ayuda a mujeres a trabajar con productos por catalogo a un bajo costo).

Para poder ayudar a su esposo económicamente ella empezó a vender productos de uso personal a sus vecinos y conocidos, poco a poco durante estos años a tenido clientela suficiente para ganar dinero. Ella trabaja en distintos horarios vendiendo perfumes, cremas y cosméticos.

Con el préstamo quiere comprar perfumes, cosméticos y ropa para la venta. En el futuro quiere construir mejor su casa.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 30
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Alejandra Elizabth to purchase perfumes, creams, and cosmetics to sell.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jun 2, 2010
Jul 5, 2010
Currency Exchange Loss:
May 15, 2011