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Francisca is a young woman, 25 years old, who lives with her partner, Mr. Sanchez Fuentes Julian and their 2 children, who are 1 and 6 years old. She and her husband have struggled greatly in order to get ahead, since both of them come from families with very scarce economic resources. Francisca's father died when she was 8 years old, and because there were 6 siblings, her mother alone could not take care of all of them. Francisca had to start working at the age of 12 with a family in the city of Santa Cruz. Over time, she managed to raise some capital and currently makes a living by selling fruit (apples, oranges, watermelon, and pineapple, among others). She purchases directly from producers to later sell them at retail prices.

Francisca and her family live in a small rented house, in which they feel very uncomfortable, since it only has 2 rooms. This loan will be used to increase her working capital and thereby purchase a greater variety of fruit, which will increase her profits.

Among her goals and dreams is to purchase a truck to transport the fruit, and in this way reduce the total cost of transportation. However, her most important goal is to have a larger house for her children.
View original language description ↓
La señora Francisca es una joven de 25 años vive con su conviviente el señor Sánchez Fuentes Julián y tienen 2 hijos de (6 y 1) años, ella y su marido han sufrido mucho para salir adelante ya que los dos provienen de familias de muy escasos recursos económicos, a Francisca se le murió su padre cuando tenía 8 años y como eran 6 hermanos la madre sola ya no podía hacerse cargo de todos, Francisca tuvo que trabajar desde los 12 años de empleada con una familia en la ciudad de Santa Cruz , pues ella logro reunir un capital y actualmente se dedica al comercio de frutas ( Manzana, Naranja , Sandia, Piña, entre otros) , ella compra de los productores para luego vender al por menor.

Francisca y su familia vive en una casita pequeña en alquiler en la cual están muy incómodos ya que solo cuenta con 2 habitaciones.El préstamo será destinado para incrementar el capital y de esta manera comprar más variedad de frutas y de esta manera tener más utilidad.

Entre sus metas y sueños es comprar un camión para transportar las frutas y de esta manera reducir en su totalidad el costo de transporte, la meta más importante es tener su casa más grande para sus hijos.

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Bolivia

  • $5,500
    Average annual income
  • 118
    View loans »
    Bolivia Loans Fundraising
  • $36,714,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Francisca working capital to purchase a greater variety of fruits.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jun 7, 2010
Jul 5, 2010
Currency Exchange Loss:
Aug 21, 2013