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BilA. is a Kiva borrower. He is a 27 year old married man from Lebanon who lives with his wife and their two young children. He has owned his own grocery store for the past year and is now asking to borrow $1,000 to buy a refrigerator and improve his store window to make it more attractive.

In his shop he sells candies, home cleaning products, dairy products, beverages, canned food, fruits and vegetables, and lots more. When BilA. opened his store a year ago, he had to face the competition in his region. He decided on opening his shop because he wanted to have independent work. His wife helps him in the store and sometimes she takes care of the store on her own when he has other commitments, so at least it’s a good compromise for both.

For the future, BilA. plans to keep on improving his store.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

About Lebanon

  • $15,800
    Average annual income
  • 86
    View loans »
    Lebanon Loans Fundraising
  • $19,258,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Bilal to buy a refrigerator and improve his store window .
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 8, 2010
Jul 4, 2010
Currency Exchange Loss:
Jul 15, 2011