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Maria Elba
Maria Elba P. C. is 47 years old. She is married and lives with her husband and children in the canton of Chillanes in Bolivar province.

Maria belongs to the communal bank Santa Rosa, which is located an hour and a half from Chillanes. There are 18 members in all, and the majority of them have their own businesses. This is the first loan that they have taken from the Cooperativa San José.

Maria is a housewife. She is requesting this loan to buy pigs. Her dream is that her business is successful.

In her free time, she likes to spend time with her family.
View original language description ↓
Maria Elba P. C. tiene 47 años. Es casada y vive con su esposo e hijos en el cantón de Chillanes en la provincia de Bolívar.

Maria es una socia de la ventanilla rural Santa Rosa, que está ubicada a una hora y media del cantón Chillanes. Son 18 socios en total, que en la mayoridad tienen sus propios negocios. Esto es el primer préstamo que ellos sacan con la Cooperativa San José.

Maria se dedica a ama de casa.
Solicita el préstamo para comprar chanchos. Su sueño es que le vaya bien a su negocio.

En su tiempo libre, le gusta disfrutar con su familia.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 71
    View loans »
    Ecuador Loans Fundraising
  • $25,584,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Maria Elba to buy pigs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 23, 2010
Jul 5, 2010
Currency Exchange Loss:
Jul 15, 2011