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Guillermo B. C. is 45 years old and married. He lives with his wife and their six children. They are his greatest priority. His children are 20,18,15,13,10, and 3 years old.

He wants the loan to help with his farm. He wants it specifically to help with his coffee crop. The idea is to buy natural and chemical fertilizer to provide adequate maintenance on his coffee crops. That way he will get a better quality and greater income at harvest time. He will also use the loan to pay for the labor.

This is his first loan with FUDECOSUR, and he is very happy with the terms of the loan. Guillermo has done farming work for several years. In the future he hopes to give his family a better quality of life and greater economic stability. He also wants to be able to keep growing as a person and as a producer.
View original language description ↓
Guillermo B. C., tiene la edad de 45 años, está casado, y vive con señora y sus 6 hijos, ellos son su mayor prioridad. Sus hijos tienen 20,18,15,13,10 y 3 años de edad. El crédito lo quiere para asistir su finca, específicamente para el cultivo de café, la idea es comprar el abono y el fertilizante, para darle el adecuado mantenimiento al cultivo de café, y así lograr una mejor calidad y obtener un mayor ingreso cuando sea tiempo de la cosecha, además para pagar la mano de obra. Es la primera vez que realiza un crédito con FUDECOSUR y está muy contento con las facilidades que se le brindaron. Don Guillermo tiene varios años de trabajar en la agricultura. El espera en un futuro brindarle a su familia una mejor calidad de vida y una mayor estabilidad económica, y de poder seguir creciendo como persona y como productor.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 0
    View loans »
    Costa Rica Loans Fundraising
  • $4,783,625
    Funds lent in using Kiva
  • 529.5
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Guillermo maintenance of his coffee crop.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jun 8, 2010
Jul 4, 2010
Currency Exchange Loss:
Jun 18, 2013