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The city of Rayanniyoc is a half hour from the city of Cusco and one hour from the city of Urubamba. The people of Rayanniyoc work at farming and livestock production.

Sra. Juana, 52, is married and has four children. Her main source of income comes from selling produce from her farm and garden: maize, onions, oregano, potatoes and "lizas". She supplements her income by making and selling wool sweaters, hats, gloves, etc. and by raising animals.

Sra. Juana belongs to the Villa Rayanniyoc community bank, a group attached to Asociacion Arariwa. She has been a member of the community bank for some years and has proven to be a responsible borrower, with a record of repaying her loans on time. She will use this loan to buy grains and alpaca wool.
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La ciudad de Rayanniyoc se encuentra media hora de la ciudad del Cusco y a una hora de la ciudad del Urubamba. Los pobladores de la ciudad de Rayanniyoc se dedican a la agricultura y a la ganadería.

La señora Juana, tiene 52 años, es casada y tiene cuatro hijos.

Su actividad económica principal es vender hortalizas y verduras como por ejemplo maíz, cebolla, orégano, papa y lizas. Sus actividades económicas complementarias es confeccionar chompas de lana, chullos, guantes, etc. También se dedica a la crianza de animales menores.

Juana pertenece al banco comunal “Villa Rayanniyoc” de la Asociación Arariwa. Ya son varios años que participa en el banco comunal y le va muy bien porque es una persona responsable y puntual con sus pagos. Ella requiere el préstamo para comprar más cereales y lana de alpaca.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 44
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Juana buy supplies for farming business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 18, 2010
Jul 4, 2010
Currency Exchange Loss:
Jan 15, 2011