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Delma Ramona
Delma Ramona is 24 years old and sells clothing and cosmetics. She started this business more than four years ago using her own money which she had saved. Delma has been able to attract good customers because she is always aware of what they are requesting. She is also a responsible parent with a child under her care, so she provides him everything he needs.

This loan will be used to buy merchandise such as lipsticks, nail polishes, powders, eye shadows, and undergarments. Her dream is to increase her operating capital since it is the most important thing she has.

View original language description ↓
Delma Ramona tiene 24 años, su actividad económica es la venta de ropa y cosméticos. Hace más de 4 años que decidió comenzar con este negocio que fue por cuenta propia pues tenía un dinero que había guardado, pues ha obtenido muy buena clientela por lo que siempre está pendiente de lo que sus clientes le solicitan. El también es un padre responsable pues tiene 1 hijo a su cargo, por lo que él le proporciona lo necesario. El financiamiento es para la compra de materia prima como pinturas de labios, pinturas de uñas, polvos, sombras y ropa interior. El sueña con incrementar su capital de trabajo que es lo más importante que el tiene.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

About Nicaragua

  • $4,800
    Average annual income
  • 68
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 21.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Delma Ramona purchase lipsticks, nail polishes, powders, eye shadows, and undergarments.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 16, 2010
Jul 4, 2010
Currency Exchange Loss:
Jul 15, 2011