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Oscar Armando
Oscar Armando B., age 53, has a business selling fruit. He also sells shoes for men, women, and children. Both businesses are located in his house, which is in the Ilopango municipality, San Salvador department. He lives there with his wife, who helps him with the business, and their two and a half year old son.

Oscar has a very stable business with lots of customers who buy his fruit. He also has customers who buy shoes very frequently. Among his customers are his friends and neighbors. He has had this business for four years. In that time he has been gaining much experience.

He is requesting a loan to be able to a get a greater quantity of fruit. That is what he sells the most of everyday. He will also buy different sizes and styles of shoes wholesale. That way he will be able to get a greater quantity of customers.

Oscar is a man who is always thinking of different strategies to improve his business. That way he will be able to give his family a better life. That is his greatest priority in life.
View original language description ↓
Oscar Armando B. de 53 años de edad, posee una venta de frutas, así mismo comercializa zapatos para hombres, mujeres y niños, ambos negocios están ubicada en su casa de habitación, en el municipio de Ilopango, ubicado en el departamento de San Salvador, lugar en el cual vive junto a su esposa quien le ayuda con el negocio y junto a su pequeño hijo de 2 años y medio. Oscar posee un negocio muy estable, en el cual cuenta con muchos clientes, los cuales compran sus frutas así mismo posee clientes los cuales compran zapatos con mucha frecuencia entre los cuales están sus amigos y vecinos. Desde hace 4 años que él se dedica a este negocio, tiempo en el cual ha ido adquiriendo mucha experiencia, es por ello que solicita un préstamo por medio del cual pueda contar con la posibilidad económica de comprar mayor cantidad de fruta que es la que más vende a diario y así mismo comprar zapatos por mayor, en diferentes tallas y estilos, de manera que pueda obtener mayor cantidad de clientes. Oscar es un señor el cual siempre esta pensando en diferentes estrategias para mejorar su negocio, y de esta forma poder brindarle una vida mejor a su familia, la cual es su mayor prioridad en la vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 367
    View loans »
    El Salvador Loans Fundraising
  • $31,244,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Oscar Armando buy shoes and fruit to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 31, 2010
Jun 30, 2010
Currency Exchange Loss:
Jun 16, 2011