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Capilla Conchita Group
In this Group: Crisanta , Laura , Maria Guadalupe , Carolina , Lourdes , Susana , Carmen , Leydy , Amalia , Araceli
This group is called CapilL. Conchita because their businesses are located in front of the Chapel of the Immaculate Conception in the State of Mexico. The group is composed of 10 members and this is the 4th time they have solicited a loan through CrediComún.

Leydy is 22 years old, married, and has completed the 6th year of primary school. She is married and has no children. Leydy is dedicated to the production and sale of bread, a business she started 3 years ago. She is soliciting a loan to buy flour, sugar, and supplies for her stall. Her clients are from the surrounding area and she sells on market days. Leydy also sells to people from the same locality when there is a special event. Besides bread, she also makes pizza, which she sells whole or by the slice.

As she solicits this loan, Leydy feels very satisfied because she has just finished repaying a loan and is contemplating investing the new loan. It has cost her much work to keep the businesses going. Despite the current economic situation, she has managed to grow, little by little, thanks to the loan, and to her husband's help. Leydy suffered very much upon starting production, because she was helping her parents who permitted her to use their oven. Then after she decided to become independent, it cost her much effort to take charge of her own affairs. She hopes that in time, and with the h Help she will receive with this loan, she will be able to increase production, because she wants to expand her business, and that this will permit her to work hard to maintain the children that she plans to have. For the moment, she only focuses on the idea of working to make her business larger.

The other members of the group are:
Crisanta (seasonal decorations)
Laura (raising animals)
Maria Guadalupo (raising and selling chickens)
Carolina (raising cattle)
Susana (raising and selling chickens)
Carmen (selling vegetables)
Amalia (selling clothes)
Araceli (selling vegetables), and

All of these women appear in the photo except, from shyness, Guadalupe and Carolina remain a bit hidden among their companions.
View original language description ↓
Este grupo se llama CapilL. Conchita, porque se encuentra frente a L. capilL. D. L. inmaculada Concepción. Está ubicado en el Estado D. México. El grupo está conformado por 10 integrantes y es L. cuarta vez que solicita un crédito a CrediComún.

L. señora Leydy D. L. C. M. tiene 22años, es casada, estudió hasta el 6º año D. primaria, es ama D. casa y no tiene hijos. ElL. se dedica a L. producción y venta D. pan que inició hace 3 años. Solicita el préstamo para comprar harina, azúcar y material para su puesto. Sus clientes son D. los alrededores ya que los comercializa los días D. feria, también les venD. a personas D. L. misma localidad cuando hay algún evento. A demás del pan también elabora pizza L. cual venD. por pieza o por rebanada.

Al momento D. solicitar este préstamo se siente contenta porque terminan un ciclo mas cumpliendo con pagos y con L. idea D. seguir invirtiendo su crédito ya que le ha costado mucho trabajo mantener en pie su negocio, a pesar D. las situación económica ha logrado crecer poco a poco gracias al crédito y al apoyo que tiene D. su esposo , comenta L. señora que sufrieron mucho para lograr iniciar L. producción ya que anteriormente elL. apoyaba a sus papas y ellos le permitían hacer uso del horno pero después D. que decidió independizarse fue en donD. le costó trabajo hacerse D. sus cosas. ElL. espera que con el tiempo y con el gran apoyo que manifiesta tener con el crédito lograr incrementar su producción ya que este negocio lo quiere ampliar y que le permita con su trabajo arduo mantener a sus hijos que planea tener ya que por el momento solo tiene L. idea D. trabajar y hacer más granD. sus negocio.

Los otros integrantes del grupo son:
Crisanta M. V. (adornos D. temporada),
Laura S. M. (cría D. animales),
María Guadalupe F. M. (cría y venta D. pollos),
Carolina M. M. (Cría D. ganado),
Susana C. S. (Cría y venta D. pollos),
Carmen S. C. (Venta D. verdura),
Leydy D. L. C. M. (Producción y venta D. pan),
Amalia D. M. (Venta D. ropa),
Araceli C. M. (Venta D. verdura) y
Lourdes M. V.

Todas las señoras aparecen en L. foto sin embargo por timidez L. señora Guadalupe y Carolina quedaron un poco ocultas entre sus compañeras.

Additional Information

About CrediComun

This loan is administered by CrediComun, a Kiva Field Partner since February 2010. CrediComun is dedicated to providing loans to groups of women in rural areas in Mexico, and is beginning to lend to individuals as well. One of its newest branch offices is in Ciudad Neza, a poor suburb on the outskirts of Mexico City. CrediComun has grown rapidly since its inception in 2005, with 37 branch offices and over 350 employees, and was ranked the 12th best microfinance institution in Latin America in 2010 according to the Microfinance Information Exchange (MIX).

For more information on CrediComun, please visit its partner page. If you would like to support CrediComun and its borrowers, please visit its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 39
    View loans »
    Mexico Loans Fundraising
  • $22,559,375
    Funds lent in using Kiva
  • 12.7
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Capilla Conchita Group's $3,800 loan helped a member bUYING FLOUR, SUGAR, AND SUPPLIES FOR MAKING AND SELLING BREAD AND PIZZA AT HER STAND.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Jun 3, 2010
Jul 2, 2010
Currency Exchange Loss:
Oct 16, 2010