Margarita is the president of the group. She is 38 years old, studied until the 5th grade of elementary school, is a businesswoman and housewife, and has two children (a girl and a boy). She works selling Tupperware, and began doing this a year ago. She is requesting a loan to buy stock. Her clients are the women of her community and nearby towns. At the time of applying for this loan, she feels happy. She wants this loan in order to buy more stock. She also hopes to be able to offer her children a better life and to help her husband.
Juana in another member of the group. She is 28 years old, studied until the 6th year of elementary school, is married and has two children (1 girl and 1 boy). She sells bags and purses, and began doing this a year ago. She is requesting a loan to buy more merchandise. Her customers are the teachers at the school and the women who go to the church on Sundays. At the time of requesting this loan, she is happy. She wants this loan to buy more bags. She also hopes to be able to help her husband with the school expenses for their children.
The other members of the group are:
Margarita - sells Tupperware
Juana - sells bags
Rita - sells cosmetics
Trinidad - sells groceries
Maria Claudia - runs a taqueria
Lourdes - sells silver
Ma Inocente - sells plastic goods
Martha - sells footware
Maria Mercedes - sells ceramic goods
Margarita D. es la presidenta del grupo. Tiene 38, estudió hasta el 5 año de primaria, es comerciante y ama de casa y tiene en total 2 hijos (1 mujer y 1 varon). Ella se dedica a la venta de Tupperware que inició hace 1 años. Solicita el préstamo para invertir en producto Sus clientes son las señoras de la misma comunidad y poblados cercanos. Al momento de solicitar este préstamo se siente contenta. Quiere este crédito para comprar más producto. También espera poder ofrecerles a sus hijos una vida mejor y ayudar a su esposo.
Juana G. es otro integrante de este grupo. Tiene 28 años, estudió hasta el 6 año de primaria, es casada y tiene en total 2 hijos (1 mujeres y 1 varones). Ella se dedica a la venta de Bolsas y carteras que inició hace 1 años. Solicita el préstamo para comprar más mercancía. Sus clientes son las maestras de la escuela y las señoras que van a la iglesia los domingos. Al momento de solicitar este préstamo se siente contenta, quiere este crédito para invertir en mas bolsas También espera poder ayudar a su esposo con los gastos de la escuela de sus hijos.
Los otros integrantes del grupo son:
MARGARITA VENTA DE TUPPER
JUANA VENTA DE BOLSAS
RITA VENTA DE COSMETICOS
TRINIDAD VTA DE ABARROTES
MARIA CLAUDIA TAQUERIA
MARIA DEL CARMEN
LOURDES VENTA DE PLATA
MA INOCENTE VENTA DE PLASTICOS
MARTHA VENTA DE CALZADO
MARIA MERCEDES VENTA DE CERAMICA
About CrediComunThis loan is administered by CrediComun, a Kiva Field Partner since February 2010. CrediComun is dedicated to providing loans to groups of women in rural areas in Mexico, and is beginning to lend to individuals as well. One of its newest branch offices is in Ciudad Neza, a poor suburb on the outskirts of Mexico City. CrediComun has grown rapidly since its inception in 2005, with 37 branch offices and over 350 employees, and was ranked the 12th best microfinance institution in Latin America in 2010 according to the Microfinance Information Exchange (MIX).
For more information on CrediComun, please visit its partner page. If you would like to support CrediComun and its borrowers, please visit its lending team.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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