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Mohamed has his business center in the central market area under the cotton tree in Makeni. He is hardworking and focused on the progress of his business. Mohamed is a single parent, with a child. He goes to work at 7:00 a.m. and back home at 6:45 p.m. He is a full-time businessman.

Mohamed was able to solicit his initial capital from a relative and then started trading in tape recorders and radios. He has been in this business for the past 15 years. His challenge is how to run his business in a way that he is able to get his livelihood and at the same time capitalize for expansion.

Mohamed needs a loan to buy more stock for resale. He intends to use the proceeds from this loan to educate his child and invest some into the business.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 29
    View loans »
    Sierra Leone Loans Fundraising
  • $9,574,925
    Funds lent in using Kiva
  • 3,930.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Mohamed to buy more electronics items for resale.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jun 9, 2010
Jun 28, 2010
Currency Exchange Loss:
Feb 15, 2011