A loan of $275 helped to purchase additional seeds, fertilizers and other farming materials.


Elena's story

Elena O. is from the town of Sto. Niño. She is 46 years-old and married with two school-aged children. To make a living, Elena owns and operates a business venture in the agriculture sector raising crops. While not the only means for generating revenue, the main source of income for the business comes from planting and harvesting rice for sale. Elena has been engaged in her business for over 16 years.

Elena joined Kiva partner CEVI to gain access to financial services to help improve her living situation and ability to engage in business activities. Elena has successfully repaid a previous loan from CEVI. Elena is requesting a new loan of 12,000 PHP which will be used to purchase additional seeds, fertilizers and other farming materials. This loan will be the fourth loan taken out by Elena from CEVI. She plans to use the additional revenue generated from the business to pay the tuition fees of her children.

About CEVI:

Community Economic Ventures, Inc (CEVI) has increased its portfolio significantly over recent years. Based in Bohol, they have numerous branches throughout the Philippines. In 2009, CEVI was awarded a CGAP silver award for transparency in social performance monitoring. CEVI not only provides credit for its clients but also savings, insurance and training which is provided through regular cluster group meetings.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.



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