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Tafuta Upate Group
In this Group: Hidaya, Mwanahamis, Dalizeni, Magreth, Veronica, Apolonia, Grace, Rebeka, Fatuma, Haika, Lucia, Magdalena, Aisha, Rehema, Janeth, Ahmed, Esther
Meet Hidaya I. and the Tafuta Upate Group. Hidaya is 35 years old and married. She has two daughters who are 11 and 6 years old, and both go to school. About a year ago, Hidaya opened a kiosk shop selling soda, juice, water, biscuits, and phone credit. She works long hours (from 7am until 11pm), but business is going well. Hidaya makes a profit of around $400 per month.

This will be Hidaya's first loan. She will use it to increase her inventory of beer and soda. She also wants to add sales of cooked breakfast and lunches to her business, so part of the loan will be used to purchase meat, rice, and potatoes. She dreams of eventually opening a very big and successful restaurant.

Hidaya will share this loan with the 17 members of her group. The members run a variety of businesses such as sales of used clothes, fruits, vegetables and drinks. They will hold each other accountable for paying back the loan.

In the photo, Hidaya is seated in the front row and is wearing a yellow shirt.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 25
    View loans »
    Tanzania Loans Fundraising
  • $16,200,775
    Funds lent in using Kiva
  • 1,459.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Tafuta Upate Group's $2,725 loan helped a member to purchase inventory and to add cooked food.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 23, 2010
Jul 1, 2010
Currency Exchange Loss:
Nov 15, 2010